HLISB Fees & Charges - Debit Card-i

Issuance Fee

Basic Savings Account-i / Basic Current Account-i (“BSA-i/BCA-i”), Pay&Save Account-i & HLB Priority (“PB”)

Generic Debit Card-i

Multi-Currency Debit Card-i

No Fee

RM8 per card

RM8 per card

Annual Fee

BSA-i / BCA-i / PB

Savings Account-i / Current Account-i other than BSA-i/BCA-i

No Fee

RM8 per card

“No Fee” is applicable if the Debit Card-i is only linked to BSA-i/BCA-i. Otherwise, Debit Card-i Issuance and Annual Fee will be charged accordingly.

Cardholder with a new and/or existing Hong Leong 3-in-1 Junior Savings-i,  BSA-i and/or  BCA-i are not eligible to apply for Limited Edition Cards.

Card Replacement Fee**

PB

BSA-i/BCA-i

Savings Account-i / Current Account-i other than

BSA-i/BCA-i

RM9 per card

RM12 per card

RM18 per card

**For damaged ATM/Debit Card-i due to the Cardholder’s fault, lost/stolen, conversion from Generic Debit Card-i to Limited Edition Debit Card-i or vice versa (if applicable)

ATM Cash Withdrawal

Domestic

· HLB / HLISB ATM

· Other bank’s ATM

International

· Cross Borders Cash Withdrawal via PayNet MEPs Network

· Via VISA PLUS / Mastercard Cirrus

No Fee

RM1 per transaction

RM8 per transaction

RM12 per transaction

MyDebit Cash Out Fee

(Effective 15 July 2022)

RM0.50 per transaction

International ATM Cash Withdrawal (from MCF-Enabled Account)

Via Visa PLUS/Mastercard Cirrus (with sufficient multi-currency balances)

RM12 (in fixed equivalent foreign currency**) or 2% of withdrawal amount per transaction, whichever is higher.

**Fixed Equivalent Foreign Currency as below:

· USD3.00

· AUD4.50

· GBP2.50

· SGD4.00

· EUR3.00

· CAD4.00

· HKD25.00

· JPY350.00

· NZD5.00

· THB100.00

· SAR12.00

Overseas Transaction

Transactions made in currencies other than Ringgit Malaysia

Transactions made in Ringgit Malaysia via Dynamic Currency Conversion (“DCC”)

The transaction will be converted into Ringgit Malaysia on the date it is processed by Visa or Mastercard at the foreign exchange rate determined by Visa or Mastercard. The following additional fees will be charged on the conversion:

(i) 1% transaction fee charged by Visa or Mastercard; and

(ii) 1% foreign exchange conversion mark-up imposed by the Bank.

For certain Overseas ATMs, websites or merchants, Cardholder is given the option to use the DCC service to convert his/her transaction in foreign currency into Ringgit Malaysia. However, if DCC is selected:

(i) The foreign exchange rate used by the overseas merchant for the DCC transaction may be higher than the exchange rate determined by Visa or Mastercard; and

(ii) The Cardholder will be charged a 1% transaction fee on the converted Ringgit Malaysia amount, and such fee is imposed by Visa or Mastercard.

Sales Draft Retrieval Fee

Junior Debit Card-i ("JDC-i") Issuance Fee

JDC-i Annual Fee

JDC-i Replacement Fee**

**For damaged ATM/Debit Card due to the Cardholder’s fault and lost/stolen (if applicable)

RM8 per card

RM8 per card

RM18 per card

JDC Reload Fee

· Auto Reload (From JSA-i to JDC-i)

· OTC

· Via CDM (Cash to JDC-i)

· Via ATM (From HLISB Debit Card-i to JDC-i)

· Via HLB Connect (From CASA-i to JDC-i)

No Fee

RM2

No Fee

No Fee

No Fee

ATM Cash Withdrawal

Domestic

· HLB / HLISB ATM

· Other bank’s ATM

International

· Cross Borders Cash Withdrawal via PayNet MEP’s Network

· Via VISA PLUS / Mastercard Cirrus

No Fee

RM1 per transaction

RM8 per transaction

RM12 per transaction

MyDebit Cash Out Fee

(Effective 15 July 2022)

RM0.50 per transaction

OTC Cash Withdrawal

· First Withdrawal (of the month)

· Subsequent Withdrawal (within the same month)

No Fee

RM2 per transaction

Overseas Transaction

Transactions made in currencies other than Ringgit Malaysia

Transactions made in Ringgit Malaysia via Dynamic Currency Conversion (“DCC”)

The transaction will be converted into Ringgit Malaysia on the date it is processed by Visa or Mastercard and at the foreign exchange rate determined by Visa or Mastercard. The following fees will be charged on the conversion:

(i) 1% transaction fee charged by Visa or Mastercard; and

(ii) 1% foreign exchange conversion mark-up imposed by the Bank.

For certain overseas ATMs, websites or merchants, Cardholders may be given the option of using the DCC service to convert their foreign currency transactions into Ringgit Malaysia. However, if DCC is selected:

(i) the foreign exchange rate used by the merchant for the DCC transaction may be higher than the exchange rate determined by Visa or Mastercard; and

(ii) the Cardholder will be charged a 1% transaction fee on the converted Ringgit Malaysia amount, representing fees imposed by Visa or Mastercard.

View JDC-i Transaction Details

· Via HLB Connect

· Mini Statement via ATM

No Fee

No Fee

Sales Draft Retrieval Fee

Waived