Fixed Deposit-i
HOW DOES IT BENEFIT YOU
HOW DOES IT BENEFIT YOU
Convenient FD-i withdrawal from any HLB/HLISB branch nationwide
Flexibility of early FD-i partial withdrawals without losing profit on the remaining balances ?
Minimum withdrawal of RM3,000 in multiple of RM1,000, subject to a minimum balance of RM5,000 (for 1-month tenure) or RM500 (for tenure 2-month onwards) maintained at all times
Flexible tenure selection of 1 month to 60 months
HOW DOES IT WORK
HOW DOES IT WORK
1. Check your eligibility
Find out if this account is the right match for you:
For Malaysians and non-Malaysians
18 years old and above
Minimum placement:
-RM500 for 2 months and above; or
-RM5,000 for a 1-month placement
2. Shariah Concept applicable
By applying, you are appointing HLISB as an agent to purchase a commodity with a price equivalent to your deposit amount. You will then sell the commodity to HLISB at a profit, and thereafter HLISB will sell the commodity to a third party to obtain cash on the basis of Tawarruq.
MORE INFORMATION
Personal Account / Joint Account
Muslim and non-Muslim individuals, aged 18 years and above.
Associations / Societies / Clubs Account
Must be registered with the Registrar Of Companies, and involved in Shariah-compliant activities.
Terms and conditions apply.
Member of PIDM. Protected by PIDM up to RM250,000 for each depositor.
(wef 01/08/2026)
|
Tenure |
Profit Rate (p.a.) |
|---|---|
|
1 month |
1.65% |
|
2 months |
1.65% |
|
3 months |
1.65% |
|
4 months |
1.75% |
|
5 months |
1.75% |
|
6 months |
1.75% |
|
7 months |
1.80% |
|
8 months |
1.80% |
|
9 months |
1.80% |
|
10 months |
1.80% |
|
11 months |
1.80% |
|
12 months |
1.80% |
|
13 – 60 months |
2.00% |
Terms and conditions apply.
Member of PIDM. Protected by PIDM up to RM250,000 for each depositor